Terms & Conditions

Shantell Wealthy University

Effective Date: 1/1/2026

Website: www.shantellwealthyuniversity.com

These Terms & Conditions (“Terms”) are a legal agreement between you and Shantell Wealthy University (“Company,” “we,” “us,” “our”). These Terms govern your access to and use of our website and any content, products, programs, digital downloads, memberships, courses, coaching, workshops, webinars, templates, workbooks, community spaces, and services we provide (collectively, the “Services”).

By visiting, browsing, purchasing, enrolling, registering, downloading, or using any part of the Services, you agree to these Terms.

1) DEFINITIONS

“Website” means www.shantellwealthyuniversity.com and any pages, portals, checkout pages, and member areas connected to it.
“Services” means any digital products, courses, memberships, webinars, workshop registrations, coaching, community access, and other offerings sold or provided by the Company.
“Digital Products” means downloadable or access-based content (ex: PDFs, templates, replays, courses, portals, workbooks, and files).
“You / User / Client” means any visitor, customer, subscriber, member, or purchaser.

2) ELIGIBILITY

You must be at least 18 years old to purchase or enroll in our Services unless a specific program states otherwise and includes verified parental/guardian consent.

3) ACCOUNT ACCESS + SECURITY

Some Services require an account login. You agree to:

Provide accurate information and keep it updated
Keep your login private
Be responsible for all activity under your account

We may suspend or terminate access if we believe your account is being used fraudulently, shared, or used in violation of these Terms.

4) PURCHASES, BILLING, AND AUTHORIZATION

When you purchase from us, you agree:

You are authorized to use the payment method provided
You will pay the full amount shown at checkout (including taxes/fees if applicable)
You will not dispute/chargeback a valid purchase without first contacting us to attempt resolution

If a payment fails or is reversed, we may pause access until your account is brought current.

5) DIGITAL PRODUCTS + NO REFUND POLICY

Because we sell digital downloads, immediate-access courses, webinars, replays, templates, and memberships, ALL SALES ARE FINAL unless a specific offer page or written agreement states otherwise.

No refunds, returns, or exchanges on:

Digital downloads and templates
Course access / portals / replays
Membership fees
Workshop/webinar tickets or registrations
Coaching calls once delivered (and in many cases once booked—see booking rules below)

If you accidentally purchase the same item twice, contact us right away and we will review your request.

6) MEMBERSHIPS, SUBSCRIPTIONS, AND CANCELLATION

If you enroll in a membership or subscription:

You authorize recurring charges until canceled
You can cancel anytime using the method provided in your account portal or by emailing us
Cancellation stops future billing, but does not refund past charges
Access typically remains active through the end of your paid billing cycle (unless your plan states otherwise)

We reserve the right to update membership features, pricing, and structure, with notice when required.

7) EVENTS, WEBINARS, WORKSHOPS, AND SCHEDULING

For live classes, workshops, or coaching calls:

You are responsible for joining on time and having stable internet
Replays are provided only if the offer page states a replay is included
If you miss a live session, it does not automatically qualify for a refund

Rescheduling (Coaching/Calls): If your offer includes a 1:1 call, you must follow the booking and reschedule rules stated at checkout or in your confirmation email. No-shows may be considered forfeited unless we decide otherwise.

8) INTELLECTUAL PROPERTY + NO SHARING

All content on our Website and in our Services is owned by the Company and protected by copyright and other laws, including:

Videos, lessons, PDFs, templates, workbooks, worksheets
Branding, logos, program names, written content, and course materials

You may not:

Copy, reproduce, resell, redistribute, or share our materials
Post paid content publicly
Share logins or grant access to non-paying users
Create “similar” products using our materials as your base

License: When you purchase, you receive a limited, non-transferable license for personal use only (or internal business use only, if stated on the product page). This license can be revoked if you violate these Terms.

9) USER CONTENT (IF YOU POST OR SUBMIT ANYTHING)

If you submit testimonials, comments, posts, photos, videos, or other content to our community spaces, forms, or platforms, you grant us permission to use that content for business purposes (such as marketing), unless you request in writing that we do not use it.

You confirm you have the right to share any content you submit.

10) COMMUNITY STANDARDS (IF YOU HAVE GROUP ACCESS)

If your program includes a community (Facebook group, forum, chat, etc.), you agree to:

Be respectful and professional
No harassment, hate speech, bullying, or discrimination
No spam, unsolicited promotions, or poaching clients
No sharing of other members’ personal information

Violation can result in removal with no refund.

11) ACCEPTABLE USE

You agree not to use the Website or Services for:

Illegal activity or fraud
Hacking, malware, scraping, or security interference
Harassment, threats, or abuse
Uploading viruses or harmful code
Intellectual property infringement
“Reverse engineering” any platform, portal, or protected content

12) DISCLAIMERS (IMPORTANT)

Our content is for educational and informational purposes only. We do not provide legal, tax, medical, or financial advice.

You understand:

Results are not guaranteed
Your outcomes depend on your effort, consistency, and personal circumstances
You are responsible for your decisions, actions, and results

No fiduciary relationship is created between you and the Company.

13) THIRD-PARTY LINKS + TOOLS

We may link to or recommend third-party tools, services, or websites. We are not responsible for their content, policies, performance, or practices. Your use of any third party is at your own risk.

14) PRIVACY

Your use of the Website is also governed by our Privacy Policy. By using our Services, you consent to the collection and use of information as described in that policy.

15) SERVICE CHANGES, INTERRUPTIONS, AND ACCESS

We may update, change, pause, or discontinue any part of the Website or Services at any time. We are not liable for downtime, platform outages, or service interruptions beyond our control.

16) LIMITATION OF LIABILITY

To the fullest extent permitted by law, the Company will not be liable for any indirect, incidental, consequential, special, or punitive damages.

If we are found liable for any reason, our total liability will not exceed the greater of:

$100 USD, or
The amount you paid to the Company in the last 2 months

17) INDEMNIFICATION

You agree to indemnify and hold harmless the Company from any claims, damages, liabilities, costs, or legal fees arising from your use of the Website or Services, your violation of these Terms, or your misuse of any content.

18) DISPUTES, GOVERNING LAW, AND ARBITRATION

These Terms are governed by the laws of the District of Columbia.

If a dispute occurs, the Parties agree to try to resolve it informally first. If unresolved, the dispute will be submitted to binding arbitration in Washington, DC, except that the Company may bring claims related to intellectual property or misuse of content in court.

You waive the right to participate in class actions and waive the right to a jury trial for arbitrable claims.

19) TERMINATION

We may suspend or terminate your access without notice if you violate these Terms. Upon termination, you must stop using and sharing all Company materials immediately. Sections that should survive termination (IP, disclaimers, limitation of liability, indemnification, dispute terms) will remain in effect.

20) ENTIRE AGREEMENT

These Terms constitute the entire agreement between you and the Company regarding the Website and Services, and supersede prior communications.

21) CONTACT

Shantell Wealthy University

Email: Shantellwealthyuniversityllc@gmail.com

ADDENDUM: SWU WEALTHPRENEUR ACADEMY PROGRAM (OPTIONAL)

If you want to keep your Wealthpreneur Academy details inside your Terms without making the page extremely long, paste this as a separate section titled “Program Terms – SWU Wealthpreneur Academy.”

Program Fee: $600/year (unless updated on the checkout page)

Refund Policy: No refunds once paid

Age Requirement: 18+

Participation: Members are responsible for completing required assignments and participation standards as described in the program portal

Certificate: Certificate issued upon completing program requirements (as defined in the portal)

Cancellation: Member may cancel renewal at any time; cancellation stops future billing but does not refund prior payments

(Then reference the general Terms above for IP, acceptable use, disclaimers, community rules, etc.)